Our goal is to have the opportunity to earn your business with the best service possible and be your surplus lines wholesaler of choice!

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Joseph Krar & Associates, Inc. is a family owned and operated Excess and Surplus Lines Wholesaler established in July of 1993 by Joseph Krar.

Check out our team page to learn more about all the wonderful people that make our company run as smoothly as it does!

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Here you will find a list of many of our most popular Commercial, Professional, and Personal lines programs.